Sistema IBC Method & Freedom Account™

The Proven Process to build your Freedom Account™, a multitasking asset that protects your money, grows it, and keeps it accessible when you need it most.

Schedule Your FREE Clarity Session

Sistema IBC Method & Freedom Account™

The Proven Process to build your Freedom Account™, a multitasking asset that protects your money, grows it, and keeps it accessible when you need it most.

Schedule Your FREE Clarity Session

The Sistema IBC Method

A 3-step system, powered by a specially designed whole life policy we call Freedom Account™.

A simple, repeatable process that makes every dollar work harder: steady growth, protection, and access.

Build time and financial freedom without adding hours to your week.

How it Works:

The Sistema IBC Method

A 3-step system, powered by a

specially designed whole life policy we call Freedom Account™.

A simple, repeatable process that makes

every dollar work harder: steady growth, protection, and access.

Build time and financial freedom without adding hours to your week.

How it Works:

CLARIFY

Where You Are

Step 1

Get a clear view of your current finances, goals, and vision so we can change what matters. Facing reality can feel scary; that’s normal. We’ll do it together, no judgment, just facts so you can act with confidence.

What we look at (together):

The good, the bad, and the fixable. What’s working, what’s leaking, and what to tweak first with our FREEDOM ROADMAP questionaire.

Leak detection: taxes, fees, market volatility, and one-use dollars that only do a single job.

Behavior patterns: the human side (timing, habits, autopay traps) that quietly cost you.

What you get:

A one-page Freedom Snapshot (income, cash flow, liabilities, opportunities).

A simple Leak Score with quick wins you can tackle in the next 30 days.

Clear next steps toward your Your Freedom Account™ setup.

Friendly promise: this is not about shame; it’s about clarity. Once you see it, you can change it.

DESIGN

Your Freedom Account™

Step 2

Build Your Freedom Account™ the right way.
We size, structure, and sequence a specially designed whole life policy for your goals. Your very own customized account that makes your money multitask — saving, protecting, and growing while keeping it liquid and accessible.

Funding plan: right-size contributions & pace (starter vs. accelerator).

Structure: cash value, riders, and clear access rules.

Integration with your current accounts and priorities. Align with debt strategy, reserves, and investments.

IMPLEMENT

Your Wealth Path

Step 3

Put the system to work. We turn the plan into simple routines you can run without stress—and that adapt as life and business evolve.

Automation: contributions and cash-flow routing you don’t have to think about.

Clear rules for borrowing/repaying: when, how, and how much—without breaking compounding.

Review cadence: quarterly tune-ups and metrics to stay on track.

Now your plan is in motion with a clear strategy, so every dollar works for you and you stay on track toward lasting freedom and legacy.

Schedule Your Clarity Session

CLARIFY

Where You Are

Step 1

Get a clear view of your current finances, goals, and vision so we can change what matters. Facing reality can feel scary; that’s normal. We’ll do it together, no judgment, just facts so you can act with confidence.

What we look at (together):

The good, the bad, and the fixable. What’s working, what’s leaking, and what to tweak first with our FREEDOM ROADMAP questionaire.

Leak detection: taxes, fees, market volatility, and one-use dollars that only do a single job.

Behavior patterns: the human side (timing, habits, autopay traps) that quietly cost you.

What you get:

A one-page Freedom Snapshot (income, cash flow, liabilities, opportunities).

A simple Leak Score with quick wins you can tackle in the next 30 days.

Clear next steps toward your Your Freedom Account™ setup.

Friendly promise: this is not about shame; it’s about clarity. Once you see it, you can change it.

DESIGN

Your Freedom Account™

Step 2

Build Your Freedom Account™

the right way.
We size, structure, and sequence a specially designed whole life policy for your goals. Your very own customized account that makes your money multitask — saving, protecting, and growing while keeping it liquid and accessible.

Funding plan: right-size contributions & pace (starter vs. accelerator).

Structure: cash value, riders, and clear access rules.

Integration with your current accounts and priorities. Align with debt strategy, reserves, and investments.

IMPLEMENT

Your Wealth Path

Step 3

Put the system to work. We turn the plan into simple routines you can run without stress—and that adapt as life and business evolve.

Automation: contributions and cash-flow routing you don’t have to think about.

Clear rules for borrowing/repaying: when, how, and how much—without breaking compounding.

Review cadence: quarterly tune-ups and metrics to stay on track.

Now your plan is in motion with a clear strategy, so every dollar works for you and you stay on track toward lasting freedom and legacy.

Schedule Your Clarity Session

The Sistema IBC Method™ unlocks your money’s true potential — by putting it to work in multiple ways at once.

Properly designed, your Freedom Account™ becomes more than protection.

Powered by a specially structured whole life insurance policy, the Freedom Account™ makes your

money work harder—growing steadily, minimizing risk, and remaining available when you need it.

Private

Bank

Use it as

Your Private Bank

Access funds on your terms — no penalties, no credit checks. Borrow against the cash value in your policy to invest, seize opportunities, or cover major expenses without draining your savings.

Debt

Payoff

Pay Off Debt Strategically

Redirect interest payments back to yourself. Use policy loans to pay off high-interest debt, then repay your policy on your own schedule — keeping control and recapturing your dollars.

Tax-Free Retirement Income

Generate

Retirement Income

Build long-term cash value you can access tax-free when you need it. Whether you're planning for retirement or facing unexpected expenses, enjoy consistent, predictable access to funds—without the uncertainty of market fluctuations.

Livelihood

Safeguard

Safeguard

Your Livelihood

In emergencies, job loss, or income gaps, your policy acts as a powerful safety net—protecting your finances when life takes an unexpected turn. Because peace of mind keeps you moving, even when everything else feels uncertain.

Legacy

Creation

Create a

Lasting Legacy

Leave a tax-free death benefit to your loved ones or trust. With proper design, your policy can pass on wealth, values, and security for generations to come — ensuring that your dreams are fulfilled, whether you’re here to see them or not.

The Sistema IBC Method™ unlocks your money’s true potential — by putting it to work in multiple ways at once.

Properly designed, your Freedom Account™ becomes more than protection.

Powered by a specially structured whole life insurance policy, the Freedom Account™ makes your money work harder—growing steadily, minimizing risk, and remaining available when you need it.

Private Bank

Use it as Your Private Bank

Access funds on your terms — no penalties, no credit checks. Borrow against the cash value in your policy to invest, seize opportunities, or cover major expenses without draining your savings.

Debt Payoff

Pay Off Debt Strategically

Redirect interest payments back to yourself. Use policy loans to pay off high-interest debt, then repay your policy on your own schedule — keeping control and recapturing your dollars.

Tax-Free Retirement Income

Generate Retirement Income

Build long-term cash value you can access tax-free when you need it. Whether you're planning for retirement or facing unexpected expenses, enjoy consistent, predictable access to funds—without the uncertainty of market fluctuations.

Livelihood Safeguard

Safeguard Your Livelihood

In emergencies, job loss, or income gaps, your policy acts as a powerful safety net—protecting your finances when life takes an unexpected turn. Because peace of mind keeps you moving, even when everything else feels uncertain.

Legacy Creation

Create a Lasting Legacy

Leave a tax-free death benefit to your loved ones or trust. With proper design, your policy can pass on wealth, values, and security for generations to come — ensuring that your dreams are fulfilled, whether you’re here to see them or not.